One of the reasons I ran for office is because I believe no Tennessee family should ever be forced into financial ruin because a loved one got sick or into an accident.
That’s why today is such a big deal for our families. As of this morning, one of the biggest components of the Affordable Care Act opened for business in Tennessee, and now Tennesseans who have been forced to go without insurance can go to http://HealthCare.gov and enroll in affordable plans that offer quality coverage.
HealthCare.gov is a one-stop website where you comparison-shop for health insurance plans. You simply enter basic information, like your age and income, and pretty quickly, you see a list of plans. You can clearly see what each plan covers and how much it’ll cost. It also tells you if you qualify for tax credits that will lower your premium cost. Pick the option that works best for you, sign up and you’re done.
We have six months to get signed up. It’s exciting to know that in just a few weeks many Tennesseans — some for the first time ever — are going to have access to the affordable coverage that they desperately need.
If you’re one of the 86 percent of Tennesseans who already have health insurance, you don’t need to do a thing. But for families who have lost their health insurance, this is a huge opportunity.
Secure health care is not just important for strengthening our own families, increasing access to quality health coverage is key to building a thriving middle class that empowers all Tennesseans with the opportunity to prosper.
Together we can get working Tennesseans the secure, dependable coverage they deserve.
GETTING STARTED ON THE AFFORDABLE CARE ACT INSURANCE MARKETPLACE AT HEALTHCARE.GOV
- The most important address to remember is HealthCare.gov!
- Gather basic information about your household income to see if you qualify for lower costs on Marketplace coverage. Use this checklist to get started.
- Set your budget and estimate your costs and savings in the Marketplace.
- Make sure you understand how coverage works, including things like premiums, deductibles, ou
t-of-pocket maximums, copayments, and coinsurance.
- There are people and organizations in Tennessee who are also standing by, ready to help. You can find them at https://localhelp.
- There’s also toll-free telephone hotline you can call to apply over the phone, get help with an application, or just get questions you have answered by real people. The number is 1-800-318-2596.